You will see more cars on the road each year. This could lead to a higher possibility of a car accident. Automobile insurance can be the difference between a small setback and a major trial. So how can you find out what insurance you need and how much to purchase? Mandated coverage varies by state/province but typically includes the following: Liability: This type of insurance coverage will pay for the damage that you have caused. These damages may include bodily injury, and property damage. If you are sued, this type of insurance will pay for your legal fees. Recommended, more comprehensive levels of insurance can be purchased that cover more than the stripped-down, state-mandated insurance. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or other people in your car, regardless of who was responsible for the accident. It is mandated in some states and optional in others. State government typically sets minimum amounts. Medical Payments: This type of coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. It pays for an insured person's reasonable medical or funeral expenses for bodily injury from an accident. Collision: This pays for damages to your car caused by an accident. Comprehensive: This applies if your car is stolen or damaged by something other than a collision, including weather damage or vandalism. Uninsured Motorist: Thousands of drivers are ignoring the law by driving without owning the right amount of auto insurance. This insurance will cover you if one of these drivers hit you. Under-Insured Motorist: Many drivers have liability insurance that can't cover all the expenses they are supposed to take care of. This type of insurance covers you from those drivers. Other policies, such as emergency road service, are also available. State Farm Clermont
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Where would we be without water? It is a necessary resource that we can't live without. Unfortunately, water can become a big problem if water damage occurs in the home. From leaky roofs and busted appliances to natural disasters and cresting rivers, flood damage can happen for many different reasons. Depending on the source of the issue, water damage can vary from being a little problem contained in one room to a massive flood-damage disaster in your entire house. If this happens to you, cleanup and restoration needs to happen right away. Paul Davis, a premier nationwide restoration company, can offer that. Read below to learn how we can help with flood restoration services East Lansing MI.
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