We see more and more drivers on the road every year. This can lead to an increased likelihood of a car accident. The difference between a small bother and major obstacle can be car insurance. How can you decide what type of insurance you require and where you should go to buy it? Car insurance protects you by paying for damage caused to your vehicle or another person's vehicle and injury to others, yourself, or passengers in your car, and certain other occurrences, such as theft. Making the decision to drive without insurance could cause you to repair or replace a stolen or damaged vehicle and pay the cost of all the damage that you may have caused. Liability: Bodily injury and property damage that you have caused will be covered under liability insurance. If you are in legal trouble, it also pays your court costs. Recommended, more comprehensive levels of liability insurance can be purchased that take care of more than the lower, state-mandated insurance. Personal Injury Protection: This is required in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. Local law typically sets minimum amounts. Medical Payments: Medical payment coverage is available in states that are not considered no-fault; it will pay despite who may have been at fault. This insurance will pay for an insured person's reasonable medical and funeral expenses for bodily injury from a crash. Collision: This pays for damage to your vehicle caused by a collision. Comprehensive: This type of insurance protection covers any non-collision damages. This could include flood damage, vandalism, and theft. Uninsured Motorist: Many drivers are breaking the law by driving without owning the proper amount of insurance. This type of coverage will protect you if you are in a collision with one of these irresponsible drivers. Under-Insured Motorist: Similar to uninsured motorist protection, this type of insurance covers you from drivers without enough insurance coverage. Other kinds of car insurance, such as car rental, are also available. Car Insurance Quotes Clermont